The "People Power" 50+ Senior Citizen Superbook Book 6. Senior Housing Guide (Assisted Living, Adult Daycare, Your Own Place)

The "People Power" 50+ Senior Citizen Superbook Book 6. Senior Housing Guide (Assisted Living, Adult Daycare, Your Own Place)
The "People Power" 50+ Senior Citizen Superbook Book 6. Senior Housing Guide (Assisted Living, Adult Daycare, Your Own Place) The "People Power" 50+ Senior Citizen Superbook Book 6. Senior Housing Guide (Assisted Living, Adult Daycare, Your Own Place) (click images to enlarge)
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The "People Power" 50+ Senior Citizen Superbook Book 6. Senior Housing Guide (Assisted Living, Adult Daycare, Your Own Place)

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Right off the top, there are five types of continuing care housing:

Active adult communities or retirement communities, usually for healthy seniors who can afford a house.

Adult homes, independent apartments in a home setting with a nurse and home care worker on staff. They are often unregulated.

Continuing care facilities. They go from houses to condos in big buildings. They're called Continuing Care Retirement Communities. There are several options to pay:

Monthly contract that stays the same.

Modified contract where fees depend on the
amount of care you get.

Fee for service, pay a monthly fee plus a fee
per service.

Choose a CCRC that is accredited by the
Continuing Care Accreditation Commission.

Assisted living facilities, you need some kind of medical or personal care assistance everyday.

Nursing homes, people who need 24 hours of care by nurses and health care aides.

Legally, as long as you're of sound mind, you have the right to your independent life, to live anywhere you want as long as you can afford it without interference from relatives, friends or legal entities.

You can continue to live in your own home, get a reverse mortgage to sell your home now, collect a monthly paycheck while you live in it, buy a smaller home, mobile home, apartment, condominium, go to a retirement community, life care retirement center, assisted living facility, co-op home with other seniors, a room or home on the site of your children's home or you can live anywhere in the world you want.

Many countries welcome seniors with a steady pension to come live there as retirees with relatively little paperwork involved.

Most seniors don't want to burden their kids so they don't live with them. In fact, many don't want to. If you do, you'd probably feel better if you helped out with rent or other things.

You have several options depending on your condition. Call your eldercare locator for information about any of the following features, 800-677-1116, eldercare.com.

Independent living at home with occasional help is called homecare. There are even adult day care centers where seniors can go sometimes while their children work (if they live with them) or to give their homecare worker a break.

A possible option is moving into a cottage or mobile home near your children. Contact the AARP, aarp.org and ask them about ECHO cottages, Elder Cottage Housing Opportunity, which equates to building a small cottage in the backyard of your children's home.

Living with relatives like children could work but many children don't want their parents living with them especially if they have kids. It can be stressful.

Assisted living is a situation where you mostly take care of yourself in a room or apartment like setting but a housekeeper comes in and checks on you. Think of it as communal living.

An assisted living facility is a place where you live in a residence that's staffed by medical and general care providers.

Adult daycare or adult day services means you go to a center during the day but go back home at night.

A skilled care facility is a place such as a nursing home.

Respite care is a situation where the homecaretaker, usually a family member, will put the senior in a nursing home situation for a week or two basically to have a vacation and take a break from caring for the person. Many nursing homes offer this service.

There are independent living retirement community where you buy a house or rent an apartment in a retirement community.

A continuous care retirement center has full nursing and care service.

Section 202 is a HUD, hud.gov, housing program for low income seniors.

Board and care homes. Generally, an individual or a couple bring people into the spare rooms of their room to live with them and care for them.

The first order of business is to take care of the basics like legal, financial and medical papers. Make up your will, power of attorney and take