What Every Woman Should Know About When To Apply For Social Security: Maximizing Social Security Spousal Benefits for Married, Divorced or Widowed Women by A Precious Gift

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What Every Woman Should Know About When To Apply For Social Security: Maximizing Social Security Spousal Benefits for Married, Divorced or Widowed Women by A Precious Gift

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Manufacturer Description

After writing her best-seller "When to Apply for Social Security Retirement Benefits: Strategies for Maximizing the Guaranteed Income You Can't Outlive", author Lisa Hay realized the need for a revised Edition written for women - and those who care about them.

Purchasing and learning the principles presented in this guide may be one of the best investments of time and money that you ever make!

Social Security planning is crucial for everyone – but perhaps even more so for women. Claiming Social Security is not as straight-forward as it seems and making a mistake could sabotage your plans for a secure and confident financial future.

The optimal age to take Social Security retirement benefits is dependent upon a large number of interrelated and individual factors which must be considered. You cannot assume that commonly held misconceptions such as "You should always file as early as you can for benefits" or "You need to stop working to receive benefits" are correct or represent the optimal strategy for YOU. These one-size-fits-all answers leave many retirees failing to maximize the benefits they have earned.

Author Lisa Hay, CPA, CFP®, combines a clear and friendly writing style with tax and financial planning expertise to provide the reader with a comprehensive overview of the myriad of factors involved in the complex decision of when to begin Social Security retirement benefits. This book will help you construct smart claiming strategies that will enhance your lifetime income and minimize your risk of running out of money!

Neither investors nor advisors can control the financial markets, but with good Social Security planning you can maximize the chances of a happy retirement. When to Apply for Social Security Retirement Benefits provides invaluable advice on how to do this.

Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).